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228 | {
"status": "success",
"message": "Processed successfully.",
"transaction_id": "e7e40788-949e-4f7a-901c-b28e1b50c10",
"reports_ran": true,
"ubi": {
"participation_option": "monthly_adjust"
},
"quote": {
"quote_number": "KBNPA9GB4Y89V4G",
"default_plan_code": "monthly_6_cc",
"premium_summary": {
"total_premium": 546.5,
"initial_premium": 91.5,
"monthly_premium": 91,
"paid_in_full_premium": 519.0,
"policy_term": 6
},
"discounts": {
"policy_discounts": [
{
"code": "multi_car_discount",
"name": "Multi Car Discount",
"description": "Discount for insuring multiple vehicles on the same policy."
}
],
"driver_discounts": [
{
"driver_id": "d1",
"discounts": [
{ "code": "good_student", "name": "Good Student" }
]
}
],
"vehicle_discounts": [
{
"vehicle_id": "v1",
"discounts": [
{ "code": "safety_features", "name": "Safety Features" }
]
}
]
},
"payment_plans": [
{
"plan_code": "monthly_6_cc",
"name": "6-Month Monthly",
"type": "monthly",
"payment_method": "credit_card",
"total_premium": 546.5,
"down_payment": 91.5,
"installment_premium": 91,
"installment_count": 5,
"policy_term": 6
},
{
"plan_code": "pif_6_cc",
"name": "6-Month Paid in Full",
"type": "paid_in_full",
"payment_method": "credit_card",
"total_premium": 519.0,
"policy_term": 6
}
]
},
"bridge_urls": {
"consumer_bridge_url": "https://consumer.url?sub4=e7e40788-949e-4f7a-901c-b28e1b50c10&partner=novo&sub1=0196596a-e597-7782-89f7-481a9512fcfa",
"agent_bridge_url": "https://agent.url/agent?transactionId=e7e40788-949e-4f7a-901c-b28e1b50c10"
},
"coverage": {
"policy_coverages": [
{
"coverage_code": "bi",
"value": "50/100",
"coverage_description": "Bodily Injury",
"value_type": "limit",
"value_description": "$50,000 Per Person / $100,000 Per Accident",
"premium": 295
},
{
"coverage_code": "pd",
"value": "25",
"coverage_description": "Property Damage",
"value_type": "limit",
"value_description": "$25,000",
"premium": 149
},
{
"coverage_code": "umbi",
"value": "25/50",
"coverage_description": "Uninsured Motorist Bodily Injury",
"value_type": "limit",
"value_description": "$25,000 Per Person / $50,000 Per Accident",
"premium": 28
},
{
"coverage_code": "uim",
"value": "25/50",
"coverage_description": "Underinsured Motorist Bodily Injury",
"value_type": "limit",
"value_description": "$25,000 Per Person / $50,000 Per Accident",
"premium": 74
},
{
"coverage_code": "med",
"value": "1000",
"coverage_description": "Medical Payments",
"value_type": "limit",
"value_description": "$1,000 Per Person",
"premium": 0
},
{
"coverage_code": "umpd",
"value": "DECLINED",
"coverage_description": "Uninsured Motorist Property Damage",
"value_type": "limit",
"value_description": "Declined"
}
],
"vehicle_coverages": [
{
"vin": "1C6SRFFT6KN855186",
"coverages": [
{
"coverage_code": "comp",
"value": "250",
"coverage_description": "Comprehensive",
"value_type": "deductible",
"value_description": "$250 Deductible, Glass with $0 Deductible",
"premium": 0
},
{
"coverage_code": "coll",
"value": "250",
"coverage_description": "Collision",
"value_type": "deductible",
"value_description": "$250 Deductible",
"premium": 0
},
{
"coverage_code": "rent",
"value": "50_PER_DAY_1500_MAX",
"coverage_description": "Car Rental Reimbursement",
"value_type": "limit",
"value_description": "$50 Per Day $1,500 Maximum",
"premium": 0
},
{
"coverage_code": "loan_payoff",
"value": "N",
"coverage_description": "Loan Lease",
"value_type": "limit",
"value_description": "Declined",
"premium": 0
},
{
"coverage_code": "umpd",
"value": "DECLINED",
"coverage_description": "Uninsured Motorist Property Damage",
"value_type": "limit",
"value_description": "Declined"
},
{
"coverage_code": "full_glass",
"value": "Y",
"coverage_description": "Glass Coverage",
"value_type": "limit",
"value_description": "Yes"
},
{
"coverage_code": "acpe",
"value": "1500",
"coverage_description": "Additional Custom Parts and Equipment",
"value_type": "limit",
"value_description": "$1,500",
"premium": 0
}
]
}
]
},
"input_issues": [
{
"path": "application.coverage.vehicle_coverage[0].umpd",
"severity": "warning",
"type": "rule_violation",
"message": "UMPD value '100' is unsupported and is changed to the closest supported value 'declined'.",
"original_value": "100",
"resolved_value": "declined"
},
{
"path": "application.coverage.vehicle_coverage[0].tow",
"severity": "warning",
"type": "rule_violation",
"message": "TOW value 'true' is unsupported and is changed to the closest supported value 'false'.",
"original_value": "true",
"resolved_value": "false"
},
{
"path": "application.coverage.policy_coverage.umpd",
"severity": "warning",
"type": "rule_violation",
"message": "UMPD value '50' is unsupported and is changed to the closest supported value 'declined'.",
"original_value": "50",
"resolved_value": "declined"
}
],
"underwriting_messages": [
{
"code": "prior_insurance_proof_required",
"severity": "warning",
"category": "missing_data",
"message": "Proof of prior insurance is required for John Doe before this policy can be issued."
},
{
"code": "mvr_used_in_rating",
"severity": "informational",
"category": "disclosure",
"message": "Motor vehicle records were used in rating."
}
],
"marketing_messages": [
{
"code": "nsp_participation_cta",
"message": "This quote uses Monthly Adjust. Other Novo Safety Program options are available in the consumer bridge."
}
]
}
|