Partner Quote API

Data Types

Application

Name	Type	Description	Required
drivers	[ Driver ]	List of drivers included in the policy	Yes
vehicles	[ Vehicle ]	List of vehicles covered by the policy	Yes
coverage	CoverageInput	Requested coverages for the policy	No
ubi	Ubi	The details of Usage Based Insurance product.	No
effective_date	string	Policy effective date in supported format: YYYY-MM-DD Example: "2024-01-01"	No

BridgeUrls

Name	Type	Description	Required
agent_bridge_url	string	URL for agents to access quote or policy information for their clients.	Yes
consumer_bridge_url	string	URL for consumers to access their quote or policy information.	Yes

Channel

Information about the agent and channel sending the request.

Name	Type	Description	Required
channel_id	string	Unique identifier of the channel. Novo will assign a unique channel id to each partner. Please note that channel_id is not same as channel prefix in agent_id. Example: "novo"	Yes
agent_id	string	The agent ID in Novo for a partner agent. The default value "xyz-999999999" uses "xyz" as the channel prefix assigned by Novo and "999999999" as a generic agent ID for the partner. Example: "nov-9999999999"	No
integration_type	string	Channel integration type, default value: "direct". Example: "direct", "leadcloud", "beacon"	No
channel_lead_id	string	Click partner lead channel identifier, which must be a non-empty string if provided. Example: "0196596a-e597-7782-89f7-481a9512fcfa"	No

Deprecation Notice: channel_lead_id under Channel

The channel_lead_id field under Channel is scheduled for deprecation in upcoming versions.
Moving forward, please use tracking.click_id to pass this value. Update your integration to ensure compatibility with future releases.

Compliance

Ensures legal defensibility for leads containing consumer PII.

Name	Type	Description	Required
tcpa_consent	boolean	Indicates whether the user provided TCPA-compliant consent to be contacted.	N
consent_timestamp	string	The exact time when the user gave consent in UTC format. Example: 2025-05-05T18:29:58Z	No
consent_source	string	The origin of the consent capture. Example: beacon, MediaAlpha	No
consent_language	string	The exact legal language presented to the user at the time of consent.	No
privacy_policy_url	string	The URL of the privacy policy shown to the user at the time of consent.	No

ContactInfo

The contact information for the driver.

Name	Type	Description	Required
email	string	Example: "example@gmail.com"	No
phone	string	The phone number of the driver. Example: "9999999999"	No

CoverageInput

Requested coverages for the policy

Name	Type	Description	Required
policy_coverage	PolicyCoverageInput	Requested policy coverage.	No
vehicle_coverage	[ VehicleCoverageInput ]	List of requested vehicle coverage for all vehicles covered under the policy. If provided, the vehicle_coverage list must have the same length and follow same order as the vehicles list. Otherwise it will be ignored.	No

CoverageResponse

Coverage details returned in quote responses

Name	Type	Description	Required
policy_coverages	[ PolicyCoverageItem ]	Coverage details that apply at the policy level	Yes
vehicle_coverages	[ VehicleCoverageResponse ]	Coverage details that apply at the vehicle level	Yes

Driver

Information about the driver

Name	Type	Description	Required
address	Location	The address where driver lives.	Yes
contact_info	ContactInfo	The contact information for the driver.	No
credit_rating	string	Driver's credit rating. Supported: - excellent - good - average - poor	No
dob	string	Date of birth of the driver in supported format: YYYY-MM-DD Example: "1980-05-05"	No (Required in quote request)
driver_license	DriverLicense	Driver license details.	No
education	string	Highest level of education attained by the driver. Supported: - no_diploma - high_school - bachelor - masters - doctoral - vocational - some_college_no_degree - in_college	No
gender	string	Driver's gender. Supported: - female - male	No
had_driver_training	boolean	Indicates if the driver has completed crash avoidance training and received certification. Example: true	No
incident_history	[ Incident ]	Driver's prior incidents or violations	No
marital_status	string	Marital status of the driver. Supported: - single - married - widowed - divorced - separated - domestic_partner - civil_union	No
name	Name	The name information of the driver.	Yes
occupation	Occupation	Driver's occupation	No
prior_insurance	PriorInsurance	Details about the prior insurance coverage held by the applicant.	No
relation_to_pni	string	Driver's relationship to the primary named insured (PNI). Supported: - self - parent - spouse - child - other_related - other_unrelated	No
residence	Residence	Information about the applicant's current residence.	No
student_profile	StudentProfile	Represents the profile of a student.	No

DriverLicense

Name	Type	Description	Required
age_license_obtained	number	The age at which the driver obtained their driver's license. If years_licensed is provided, this field will be ignored. Example: 16	No
years_licensed	string	The number of years the driver has been licensed. This field takes precedence over age_license_obtained. Supported values: - '0' → Less than 1 year - '1' → Between 1 and 2 years - '2' → Between 2 and 3 years - '3' → 3 years or more (default if neither field is provided) Example: '1'	No
id	string	The unique identification number of the driver's license. Example: "D12345678"	No
state	string	The state where the driver's license was issued. Example: "AZ"	No
type	string	The type of the driver license. The default value is "personal". Supported: - personal - permit - commercial_business - foreign_license - chauffeur - not_licensed	No
status	string	The status of the driver license. The default value is "active_valid". Supported: - active_valid - suspended_denied - expired - revoked	No

Occupation

Name	Type	Description	Required
code	string	Occupation code. Supported: - 010: Homemaker (full - time) - 020: Retired (full - time) - 030: Unemployed - 040: Student (full - time) - AA4: Farm/Ranch Owner - AA8: Laborer/Worker - AAE: Supervisor/Manager - AAG: Inspector/Quality Control - AAZ: Other - Agriculture/Forestry/Fishing - ABA: Editor - ABL: Artist/Writer - ABM: Composer/Director/Producer - ABN: Designer/Photographer - ABP: Performer - ABQ: Supervisor/Manager - ABZ: Other - Art/Design/Media - AC2: Analyst - AC3: Appraiser - Real Estate - AC5: Broker - ACB: CSR/Teller - ACL: Manager - Property - ACS: Accountant - ACT: Billing & Collections - ACU: Finance/Insurance/Real Estate Rep - ACV: Financial Advisor/Investor - ACW: Loan Officer - ACX: Sales/Purchasing Rep - ACY: Supervisor/Manager - ACZ: Other - Banking/Finance/Real Estate - AD0: Account Executive - AD1: Administrative Assistant - AD3: Cashier/Checker - AD5: Consultant - AD6: Customer Service Representative - ADR: Accountant/Auditor - ADS: Agent/Broker - ADV: Bookkeeper - ADW: General Office Support - ADX: Human Resource (HR) Specialist - BD0: Manager - Executive/GM - BD1: Manager - Other than Executive/GM - BD2: Manufacturing Rep - BD3: Marketing Specialist - BD7: Receptionist - BD8: Retail Salesperson - BDA: Supervisor/Manager (Retail) - BDB: Supervisor/Manager (Non - Retail) - BDC: Vehicle/Equip Rental Rep - BDZ: Other - Sales - CDZ: Other - Business/Office - AEA: Electrician/Linesman - AEC: Machine/Equipment Operator - AEG: HVAC Technician - AEJ: Laborer/Worker - AEQ: Plumber - AEU: Field Service Technician - AEV: Foreman/Manager/Inspector - AEW: Maintenance/Custodian - AEZ: Other - Construction/Energy/Mining - AF4: Counselor - AF7: Librarian/Curator - AF8: Principal/Administrator - AFD: Teacher, K - 12 - AFG: Assistant/Aide - AFH: College Professor - AFK: Teacher - Vocational - AFZ: Other - Education/Library - AG8: Engineer - AGK: Technician - AGL: Analyst - Engineering - AGN: Architect/Drafter - AGP: Scientist/Researcher - AGQ: Supervisor/Manager - AGZ: Other - Engineer/Architect - AH1: Bartender - AH4: Caterer - AH5: Chef - AH9: Cook/Worker - Fast Food - AHB: Desk Clerk - AHC: Dishwasher - AHF: Housekeeper/Maid - AHL: Food Preparer/Server - AHM: Supervisor/Manager - Food Service - AHR: Other - Hotel Services - AHS: Other - Food Services - AJ9: Military - Enlisted (E1 - E4) - AJF: Military - Warrant Officer (W1 - W5) - AJM: US Postal Worker - AJN: Auditor/Analyst/Examiner - AJP: Military - Officer (E5 - O10) - AJQ: Supervisor/Manager - AJZ: Other - Government/Military - AK1: Analyst - AK3: Director/Administrator - AKA: Computer Programmer - AKH: Supervisor/Manager - AKJ: Technician - AKZ: Other - Information Technology - AL4: Agent/Broker - AL7: Claims Adjuster/Investigator - ALJ: Supervisor/Manager - ALK: Underwriter/Actuary - ALZ: Other - Insurance - AM4: Correctional or Probation Officer - AMG: Legal Support Staff - AMN: Security Guard - AMQ: Lawyer/Judge/Mediator - AMR: Fire Fighter - AMS: Police/Highway Patrol/Sheriff - AMT: Detective/Investigator - AMU: Supervisor/Manager - AMZ: Other - Legal/Law Enf/Security - AN2: Chiropractor - AN3: Clergy - ANE: Licensed Nurse (LPN) - ANF: Registered Nurse (RN) - ANK: Paramedic/E.M.T. - ANL: Pharmacist - ANQ: Social Worker - ANU: Veterinarian - ANV: Aide/Attendant - ANW: Assistant/Technician/Therapist - ANY: Dentist/Orthodontist - BN0: Doctor/Surgeon - BN1: Psychologist/Therapist - BNZ: Other - Medical/Social Services/Religion - AP0: Child or Elderly Care Provider - AP1: Dry Cleaning/Laundry Servicer - AP2: Hair/Personal Care Provider - AP3: Cleaner/Housekeeper - AP7: Pet Service Provider - APZ: Other - Personal Care/Service - AQ7: Machine Operator - AQJ: Assembler/Fabricator - AQK: Inspector/Quality Control - AQP: Supervisor/Manager - AQZ: Other - Production/Manufacturing - AR1: Custodian/Janitor - AR7: Landscape/Grounds Maintenance - ARA: Laborer/Helper - ARB: Repair/Mechanic - ARZ: Other - Repair/Maintenance/Grounds - AS3: Athlete - ASJ: Admin/Activity Assistant - ASK: Fitness Trainer/Instructor - ASL: Supervisor/Manager - ASZ: Other - Sports/Recreation - ATQ: Driver (All Vehicles) - ATR: Packer/Mover - ATS: Supervisor/Manager - ATZ: Other - Travel/Transportation/Storage - XXX: Unknown	Yes
description	string	Occupation description. Example: "homemaker"	No

ErrorMessageResponse

Name	Type	Description	Required
message	string	A human-readable message providing more details about the error. Example: "Forbidden"	Yes

ErrorResponse

Name	Type	Description	Required
error_code	string	A unique code representing the specific error type. Supported: - invalid_request - state_not_supported - eligible_vehicle_not_found - server_error	Yes
message	string	A human-readable message providing more details about the error. Example: "The request is invalid."	Yes
status	string	Indicates the status of the error response. It will be always 'error'. Example: "error"	Yes

Incident

Name	Type	Description	Required
code	string	The incident code representing the type of incident. Supported: - AAF: At Fault Accident - BOT: Open Bottle - CMP: Comprehensive Claim greater than $1000 - CMU: Comprehensive Claim less than or equal to $1000 - CRD: Careless or Improper Operation - DEQ: Defective Equipment - DEV: Traffic Device/Sign - DR: Drag Racing - DWI: Drive Under Influence - FRA: Failure to Report Accident - FEL: Auto Theft/Felony Motor Vehicle - FLE: Fleeing from Police - FAR: False Reporting or Perjury - FTC: Following Too Close - FTY: Failure to Yield - HOM: Vehicular Homicide - IBK: Improper Backing - IP: Improper or Illegal Passing - IT: Improper Turn - LDL: Operating Without Owner's Consent - LIC: License/Credentials Violation - LTS: Leaving the Scene - MMV: Minor Moving Violation - NAF: Not At Fault Accident - REF: Refusal to Test - RKD: Reckless Driving - SAF: Safety Violation - SCH: Passing of a School Bus - SLV: Serious License Violation - SPD: Speeding - SUS: Driving Under Suspension - WSR: Wrong Way on a One Way Street	Yes
incident_date	string	The date of the incident in supported formats: YYYY, YYYY-MM, YYYY-MM-DD Example: "2023-05-15"	No
is_at_fault	boolean	Indicates whether the driver was at fault in the incident. Example: true	No

InputIssue

Name	Type	Description	Required
path	string	The path of the input issue. Example: application.coverage.policy_coverage.bi	No
severity	string	The severity of the input issue. Supported: - error: Error Issue - warning: Warning Issue	No
type	string	The type of the input issue. Supported: - invalid_format: Invalid Format - unsupported_limit: Unsupported Limit - rule_violation: Rule Violation	No
message	string	A human-readable message providing more details about the input issue. Example: BI value '30/40' is unsupported and is changed to the closest supported value '25/50'.	No
original_value	string	The original value from the user input. Example: 30/40	No
resolved_value	string	The finally resolved value. Example: 25/50	No

LeadRequest

Request details for submitting a lead

Name	Type	Description	Required
application	Application	Contains details about the lead application, including information about the applicant and relevant coverage options.	Yes
channel	Channel	The channel through which the lead request is submitted.	Yes
tracking	Tracking	Captures attribution, click identity, and session context.	No
pricing	Pricing	Provides monetization context for analytics, auction logic, and billing.	No
compliance	Compliance	Ensures legal defensibility for leads containing consumer PII.	No

LeadSuccessResponse

Name	Type	Description	Required
status	string	Indicates the success status of the lead request. It will be always "success".	Yes
message	string	A message providing additional information about the lead response.	No
transaction_id	string	Unique identifier for the transaction.	Yes
ubi	Ubi	The details of Usage Based Insurance product.	No
bridge_urls	BridgeUrls	Redirect Urls.	Yes
input_issues	[ InputIssue ]	Input issues of the request.	No

Location

Name	Type	Description	Required
address_line_1	string	The first line of the street address. Example: "123 Main St"	No
address_line_2	string	The second line of the street address (e.g., apartment, suite number). Example: "Apt 4B"	No
city	string	The city of the address. Example: "Phoenix"	No
country	string	The country of the address. Example: "USA"	No
state	string	The state or province of the address. Example: "AZ"	Yes
zip	string	The postal code or ZIP code of the address. Example: "85001"	Yes

Name

The name information of the driver.

Name	Type	Description	Required
first_name	string	The first name of the driver. Example: "John"	Yes
last_name	string	The last name or surname of the driver. Example: "Doe"	Yes
middle_name	string	The middle name of the driver, if available. Example: "Michael"	No
suffix	string	Any suffix that follows the driver's name, such as Jr. or Sr. Example: "Jr."	No

PolicyCoverageInput

Requested policy coverage

Name	Type	Description	Required
bi	string	Bodily injury. Supported: - 25/50 - 50/100 - 100/300 "25/50" means $25,000 Per Person/$50,000 Per Accident, and so on.	No
med	string	Medical payments. Supported: - declined - 500_per_person - 1000_per_person - 2000_per_person - 2500_per_person - 5000_per_person "500_per_person" means $500 Per Person, and so on.	No
pd	string	Property damage. Supported: - 15 - 20 - 25 - 50 - 100 "15" means $15,000, and so on.	No
uim	string	Underinsured motorist bodily injury. Supported: - declined - 25/50 - 50/100 - 100/300 "25/50" means $25,000 Per Person/$50,000 Per Accident, and so on.	No
um	string	Uninsured motorist bodily injury. Supported: - declined - 25/50 - 50/100 - 100/300 "25/50" means $25,000 Per Person/$50,000 Per Accident, and so on.	No
umpd	string	Uninsured motorist property damage. Supported: - declined - 10 - 25 - 50 - 100 - 25_with_200_ded - 25_with_250_ded - 50_with_200_ded - 50_with_250_ded - 100_with_200_ded "10" means $10,000, and "25_with_200_ded" means $25,000 with $200 Deductible, and so on.	No

PolicyCoverageItem

Individual policy coverage item returned in quote responses

Name	Type	Description	Required
coverage_code	string	Coverage code. Supported: - bi - med - pd - um - uim - um_uim - umbi - umpd	No
value	string	Coverage value. Example: "25/50"	No
coverage_description	string	Coverage description. Example: "Bodily Injury"	No
value_type	string	Coverage value type. Supported: - limit - deductible	No
value_description	string	Coverage value description. Example: "$25,000 Per Person / $50,000 Per Accident"	No
premium	number	The premium for this specific coverage. Example: 453	No

PremiumSummary

Name	Type	Description	Required
initial_premium	number	Initial premium amount due at policy inception.	Yes
monthly_premium	number	The amount due each month for the policy when using a monthly payment plan.	Yes
paid_in_full_premium	number	Total premium if paid in full at the start of the policy.	Yes
policy_term	number	Duration of the policy term in months. Example: 6	Yes
total_premium	number	Total premium amount for the policy.	Yes

Pricing

Provides monetization context for analytics, auction logic, and billing.

Name	Type	Description	Required
lead_price	number (decimal)	The amount Novo paid for the lead, in units of currency.	No
bid_price	number (decimal)	If real-time bidding (RTB) is used, this is the price Novo bid for the lead.	No
currency	string (ISO 4217)	Currency code for pricing values. Example: USD, CAD Default: USD	No
pricing_model	string	Defines how the lead is priced. Supported: - cpl: Cost Per Lead - This Novo pays when a valid lead is submitted. - cpa: Cost Per Acquisition - Novo pays when a user converts into a customer (e.g., policy sold). - rtb: Real-Time Bidding - Novo bids on each lead opportunity and pays only if it wins. - revshare: Revenue Share - Novo pays a percentage of the revenue generated from the lead. - cpc: Cost Per Click - Novo pays for the initial click, regardless of lead submission.	No
pricing_source	string	Name of the system or marketplace that defined the price. Example: Becon, MediaAlpha	No

PriorInsurance

Name	Type	Description	Required
bi_coverage	string	Bodily injury coverage limits, formatted as 'XX/YY', where XX is the limit per person and YY is the limit per accident. Example: "25/50"	No
carrier	string	The name of the insurance carrier. Example: "Acme Insurance Co."	No
effective_date	string	The date when the prior insurance became effective in supported formats: YYYY, YYYY-MM, YYYY-MM-DD Example: "2022-01-01"	No
expiration_date	string	The date when the prior insurance expired in supported formats: YYYY, YYYY-MM, YYYY-MM-DD. Example: "2022-12-31"	No

Quote

Name	Type	Description	Required
quote_number	string	The quote number. Example: "KBNPA9GB4Y89V4G"	Yes
premium_summary	PremiumSummary	Summary of the premium associated with the quote.	Yes

QuoteRequest

Request details for submitting a quote

Name	Type	Description	Required
application	Application	Contains details about the quote application, including information about the applicant and relevant coverage options.	Yes
channel	Channel	The channel through which the quote request is submitted.	Yes
tracking	Tracking	Captures attribution, click identity, and session context.	No
pricing	Pricing	Provides monetization context for analytics, auction logic, and billing.	No
compliance	Compliance	Ensures legal defensibility for leads containing consumer PII.	No

QuoteSuccessResponse

Name	Type	Description	Required
status	string	Indicates the success status of the quote request. It will be always "success".	Yes
message	string	A message providing additional information about the quote response.	No
transaction_id	string	Unique identifier for the transaction.	Yes
ubi	Ubi	The details of Usage Based Insurance product.	No
quote	Quote	Details of a quote.	Yes
bridge_urls	BridgeUrls	Redirect Urls.	Yes
coverage	CoverageResponse	Coverage details for the quote.	Yes
input_issues	[ InputIssue ]	Input issues of the request.	No

Residence

Name	Type	Description	Required
length_in_months	number	The length of time the individual has lived at the residence, in months. Example: 12	No
type	string	The type of residence. Supported: - own_home - own_manufactured_or_mobile_home - rent - other	No

StudentProfile

Name	Type	Description	Required
is_distant_student	boolean	Indicates whether the student qualifies as a distant student.	No
is_good_student	boolean	Indicates whether the student is considered a good student based on performance metrics.	No

Tracking

Captures attribution, click identity, and session context.

Name	Type	Description	Required
click_id	string	Unique identifier representing the user's click on an ad or link; used for attribution and quote-lead matching.	No
integration_click_id	string	Unique identifier generated by the integration platform to identify a user's click on an ad or link.	No
channel_lead_id	string	Unique identifier for the lead within the specified channel.	No
universal_lead_id	string	Cross-platform lead ID used to de-duplicate or trace leads across networks.	No
traffic_source	string	Origin of the traffic. Equivalent to utm_source. Example: google, facebook, MediaAlpha	No
traffic_medium	string	Traffic medium, one of the following values: - paid_search: Traffic from paid search engine advertising (e.g., Google Ads, Bing Ads) using CPC or PPC bidding models. - paid_social: Traffic from paid ads on social media platforms such as Facebook, Instagram, TikTok, or LinkedIn. - affiliate: Traffic from affiliates or marketplace partners who promote your offer, typically on a CPL or CPA model. - native: Traffic from native advertising placements that mimic editorial content, typically through platforms like Taboola or Outbrain. - display: Banner or image ads placed on websites via direct buys or programmatic networks like Google Display Network (GDN). - email: Traffic from promotional or lifecycle email campaigns that include tracked call-to-action links. - retargeting: Traffic generated from ads shown to users who previously interacted with your brand or visited your website. - organic: Unpaid traffic from SEO (organic search), social shares, or direct site visits. - internal: Traffic from your own properties or internal cross-promotions (e.g., user portal or owned microsites). - other: Fallback value for traffic sources that don't fit any defined category or are not attributed properly.	No
campaign_id	string	Advertiser-defined campaign ID used to group traffic by marketing objective or targeting.	No
campaign_name	string	Human-readable name of the marketing campaign, useful for reporting and A/B testing.	No
creative_id	string	Identifier of the specific ad creative shown to the user (e.g., image or message variation).	No
source_id	string	ID of the traffic supplier or affiliate in the marketplace or ad platform. Used for partner billing and fraud control.	No
submission_url	string	The URL where the user submitted the quote or lead request.	No
consumer_source_ip	string	IP address of the consumer at the time of submission; used for fraud checks, geo attribution, and compliance.	No
user_agent	string	Browser or device information string sent by the client; used for fraud analysis or mobile optimization.	No

Ubi

Name	Type	Description	Required
participation_option	string	Participation option of the policy Supported: - monthly_adjust: Novo Flex. Premium adjusts monthly based on driving behavior - term_adjust: Novo Next. Premium adjusts once per policy term, at renewal, based on driving behavior - data_share_only: Novo Classic. Customer shares driving data and qualifies for NovoNav discount, but premium is not dependent on the driving behavior	No

Vehicle

Name	Type	Description	Required
is_ride_sharing	boolean	Indicates whether the vehicle is used for ride-sharing services. Example: false	No
make	string	The manufacturer of the vehicle. Example: "Honda"	Yes
model	string	The specific model of the vehicle. Example: "Accord"	Yes
ownership	VehicleOwnership	The ownership status of the vehicle.	No
usage	VehicleUsage	The intended usage of the vehicle.	No
vin	string	The Vehicle Identification Number (VIN) which is a unique identifier for the vehicle. Example: "1C6SRFFT6KN855186"	No
year	number	The year the vehicle was manufactured. Example: 2020	Yes

VehicleCoverageInput

Requested vehicle coverage

Name	Type	Description	Required
acpe	number	Amount for additional custom parts or equipment coverage. Example: 100 100 means $100.	No
coll	string	Collision deductible. Supported: - declined - 250_ded - 500_ded - 750_ded - 1000_ded - 1500_ded"250_ded" means a $250 deductible, and so on.	No
comp	string	Comprehensive deductible. Supported: - declined - 250_ded - 500_ded - 750_ded - 1000_ded - 1500_ded "250_ded" means a $250 deductible, and so on.	No
full_glass	boolean	Indicates whether glass deductible waiver coverage is included. Example: true	No
loan_payoff	boolean	Indicates whether loan payoff coverage is included. Example: false	No
rent	string	Car rental. Supported: - declined - 40_per_day_1200_max - 50_per_day_1500_max - 60_per_day_1800_max "40_per_day_1200_max" means $40 Per Day $1,200 Maximum, and so on.	No
tow	boolean	Indicates whether towing coverage is included. Example: true	No
umpd	string	Uninsured motorist property damage. Supported: - declined - 10 - 25 - 50 - 100 - 25_with_200_ded - 25_with_250_ded - 50_with_200_ded - 50_with_250_ded - 100_with_200_ded "10" means $10,000, and "25_with_200_ded" means $25,000 with $200 Deductible, and so on.	No

VehicleCoverageItem

Individual vehicle coverage item returned in quote responses

Name	Type	Description	Required
coverage_code	string	Coverage code. Supported: - acpe - rent - coll - comp - loan_payoff - tow - umpd - full_glass	No
value	string	Coverage value. Example: "500"	No
coverage_description	string	Coverage description. Example: "Collision"	No
value_type	string	Coverage value type. Supported: - limit - deductible	No
value_description	string	Coverage value description. Example: "$500 Deductible"	No
premium	number	The premium for this specific coverage. Example: 94	No

VehicleCoverageResponse

Vehicle coverage details returned in quote responses

Name	Type	Description	Required
vin	string	The Vehicle Identification Number (VIN) which is a unique identifier for the vehicle. Example: "1C6SRFFT6KN855186"	No
coverages	[ VehicleCoverageItem ]	Coverage details that apply at the vehicle level	Yes

VehicleOwnership

The ownership status of the vehicle.

Name	Type	Description	Required
length_in_months	number	Ownership length in months. Example: 24	No
type	string	The type of ownership of the vehicle. Supported: - own - financed - lease	No

VehicleUsage

The intended usage of the vehicle.

Name	Type	Description	Required
annual_mileage	number	The estimated annual mileage of the vehicle. Example: 12000	No
primary_use	string	The primary purpose for which the vehicle is used. Supported: - commute - pleasure - business - delivery - farm	No